13 April 2007
Are You A Credit Card Tart?
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
Some people use the ...
12 April 2007
Impending Credit Card Disaster: Don't Let Rising Interest Rates Catch You By Surprise
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
For the past five ye...
10 April 2007
How your Credit Rating Affects your Credit Card Application
Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt.
When you apply for a credit card, one of the factors that come most into play in whether or not you are ...
09 April 2007
What are the Best Credit Card Reward Schemes?
Tip! An interesting new twist on reward credit cards are those that allow you to redeem your accrued reward points for gift cards that can be spent at any merchant that accepts their credit card. It’s another step away from the limitations impose...
07 April 2007
Will My Credit Score Go Down If I Request My Own Credit Report?
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
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Q: I have he...
The Truth about Credit Repair
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
The truth about credit repair is that even immediately following a bankruptcy, you may...
06 April 2007
Is Being Pre-Approved for a Credit Card Just a Sales Tactic?
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
Congratulations! You’v...
05 April 2007
Instant Credit Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
If you type that phrase into any search engine, thousands of results will pop up, but none of th...
How To Keep Your Credit Card Interest Rate At 0%
Tip! Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle...
04 April 2007
Apply For Only the Best Small Business Credit Card
Apply for a Credit Card Get free cash from credit card companies: find credit cards that will pay you $50 - $150 to open an account.
When you are a small business, you know how hard you work to please your customers. As a new company, you must go that ...
03 April 2007
Avoiding Credit Card Wipe-outs: How To Succeed With Rate Surfing
Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...
02 April 2007
Airline Credit Card Frequent Flyer Miles - Reward Credit Card Air Miles
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
01 April 2007
Refinance Tips for Increasing Your Credit Score: Equity Loan Advice for Getting Low Rates
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
Your credit score, ...
What Credit Card Companies Don't Want You To Know
Tip! Your credit card application can affect your credit rating.
You have been pre-approved! No limits! No interest!
You have probably been bombarded by mail from credit card companies. From what you can tell, they are prepared to give you what amou...
